New York paycheck calculator
What you'll take home in New York after federal income tax, Social Security, Medicare and state income tax rates from 3.9% to 10.9%.
Take-home pay in New York at common wages
| Pay | Gross per check | Federal | Social Security + Medicare | New York tax | Other | Take-home per check | Take-home per year |
|---|---|---|---|---|---|---|---|
| $12/hour | $960.00 | $34.08 | $73.44 | $28.88 | $5.35 | $818.26 | $21,275 |
| $15/hour | $1,200.00 | $60.15 | $91.80 | $41.84 | $6.38 | $999.82 | $25,995 |
| $18/hour | $1,440.00 | $88.95 | $110.16 | $54.80 | $7.42 | $1,178.67 | $30,645 |
| $20/hour | $1,600.00 | $108.15 | $122.40 | $63.44 | $8.11 | $1,297.90 | $33,745 |
| $25/hour | $2,000.00 | $156.15 | $153.00 | $85.04 | $9.84 | $1,595.97 | $41,495 |
| $30/hour | $2,400.00 | $204.15 | $183.60 | $106.64 | $11.57 | $1,894.04 | $49,245 |
| $35,000/year | $1,346.15 | $77.69 | $102.98 | $49.73 | $7.02 | $1,108.73 | $28,827 |
| $50,000/year | $1,923.08 | $146.92 | $147.12 | $80.88 | $9.51 | $1,538.65 | $40,005 |
| $75,000/year | $2,884.62 | $295.00 | $220.67 | $132.81 | $13.66 | $2,222.47 | $57,784 |
Single filer, no dependents, paid every two weeks, 40 hours a week, no overtime or pre-tax benefits, W-4 Step 2 unchecked. “Other” is NY Paid Family Leave, NY disability insurance.
How New York taxes your paycheck
New York uses tax brackets, so each rate applies only to the part of your taxable income inside that bracket. 2026 brackets:
| Rate | Single | Married filing jointly |
|---|---|---|
| 3.9% | $0 to $8,500 | $0 to $17,150 |
| 4.4% | $8,500 to $11,700 | $17,150 to $23,600 |
| 5.15% | $11,700 to $13,900 | $23,600 to $27,900 |
| 5.4% | $13,900 to $80,650 | $27,900 to $161,550 |
| 5.9% | $80,650 to $215,400 | $161,550 to $323,200 |
| 6.85% | $215,400 to $1,077,550 | $323,200 to $2,155,350 |
| 9.65% | $1,077,550 to $5,000,000 | $2,155,350 to $5,000,000 |
| 10.3% | $5,000,000 to $25,000,000 | $5,000,000 to $25,000,000 |
| 10.9% | Over $25,000,000 | Over $25,000,000 |
Before the brackets apply:
- Standard deduction: $8,000 single, $16,050 married filing jointly.
- Dependent exemption: $1,000 each.
Other deductions required in New York
- NY Paid Family Leave: 0.432% of wages (at most $411.91 a year)
- NY disability insurance: $0.60 a week
Local taxes
New York City residents also pay city income tax of about 3.08% to 3.88%. Turn it on in the calculator. You can enter your exact local rate in the calculator.
Federal taxes on every paycheck
Federal income tax is withheld using the IRS percentage method in Publication 15-T for 2026, based on your W-4. Social Security takes 6.2% of wages up to $184,500 a year, and Medicare takes 1.45%, plus 0.9% on wages over $200,000. These are the same in every state.
Questions
Does New York have a state income tax?
Yes. New York's 2026 rate is 3.9% to 10.9%, applied after the deductions listed above.
How much is $15 an hour after taxes in New York?
About $1,000 every two weeks, or $25,995 a year, for a single worker with no pre-tax benefits working 40 hours a week.
How much is $20 an hour after taxes in New York?
About $1,298 every two weeks, or $33,745 a year, under the same assumptions.
Why is my real paycheck different?
Health insurance, retirement savings, your W-4 answers, overtime, tips and local taxes all change your paycheck. Enter yours in the full calculator for an exact estimate.
Keep going
Sources
- IRS Publication 15-T (2026) · Federal income tax withholding
- Tax Foundation · 2026 state income tax rates and deductions
- New York DFS · 2026 Paid Family Leave rate
These are estimates for planning, not tax advice. Your employer's payroll system, local taxes and benefits can change the exact amount. Leftover Planner is not affiliated with the IRS or any state agency.