Massachusetts paycheck calculator
What you'll take home in Massachusetts after federal income tax, Social Security, Medicare and state income tax rates from 5% to 9%.
Take-home pay in Massachusetts at common wages
| Pay | Gross per check | Federal | Social Security + Medicare | Massachusetts tax | Other | Take-home per check | Take-home per year |
|---|---|---|---|---|---|---|---|
| $12/hour | $960.00 | $34.08 | $73.44 | $39.54 | $4.42 | $808.53 | $21,022 |
| $15/hour | $1,200.00 | $60.15 | $91.80 | $51.54 | $5.52 | $990.99 | $25,766 |
| $18/hour | $1,440.00 | $88.95 | $110.16 | $63.54 | $6.62 | $1,170.72 | $30,439 |
| $20/hour | $1,600.00 | $108.15 | $122.40 | $71.54 | $7.36 | $1,290.55 | $33,554 |
| $25/hour | $2,000.00 | $156.15 | $153.00 | $91.54 | $9.20 | $1,590.11 | $41,343 |
| $30/hour | $2,400.00 | $204.15 | $183.60 | $111.54 | $11.04 | $1,889.67 | $49,131 |
| $35,000/year | $1,346.15 | $77.69 | $102.98 | $58.85 | $6.19 | $1,100.44 | $28,612 |
| $50,000/year | $1,923.08 | $146.92 | $147.12 | $87.69 | $8.85 | $1,532.50 | $39,845 |
| $75,000/year | $2,884.62 | $295.00 | $220.67 | $135.77 | $13.27 | $2,219.90 | $57,718 |
Single filer, no dependents, paid every two weeks, 40 hours a week, no overtime or pre-tax benefits, W-4 Step 2 unchecked. “Other” is Massachusetts Paid Leave.
How Massachusetts taxes your paycheck
Massachusetts uses tax brackets, so each rate applies only to the part of your taxable income inside that bracket. 2026 brackets:
| Rate | Taxable income (all filers) |
|---|---|
| 5% | $0 to $1,083,150 |
| 9% | Over $1,083,150 |
Before the brackets apply:
- Personal exemption: $4,400 per filer.
- Dependent exemption: $1,000 each.
Other deductions required in Massachusetts
- Massachusetts Paid Leave: 0.46% of wages up to $184,500 a year
Federal taxes on every paycheck
Federal income tax is withheld using the IRS percentage method in Publication 15-T for 2026, based on your W-4. Social Security takes 6.2% of wages up to $184,500 a year, and Medicare takes 1.45%, plus 0.9% on wages over $200,000. These are the same in every state.
Questions
Does Massachusetts have a state income tax?
Yes. Massachusetts's 2026 rate is 5% to 9%, applied after the deductions listed above.
How much is $15 an hour after taxes in Massachusetts?
About $991 every two weeks, or $25,766 a year, for a single worker with no pre-tax benefits working 40 hours a week.
How much is $20 an hour after taxes in Massachusetts?
About $1,291 every two weeks, or $33,554 a year, under the same assumptions.
Why is my real paycheck different?
Health insurance, retirement savings, your W-4 answers, overtime, tips and local taxes all change your paycheck. Enter yours in the full calculator for an exact estimate.
Keep going
Sources
- IRS Publication 15-T (2026) · Federal income tax withholding
- Tax Foundation · 2026 state income tax rates and deductions
- Clockspot · 2026 paid leave rates
These are estimates for planning, not tax advice. Your employer's payroll system, local taxes and benefits can change the exact amount. Leftover Planner is not affiliated with the IRS or any state agency.