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Benefits checker

Millions of working families qualify for help with food, health care and bills and never apply. Answer a few questions to see what your household may be able to get, with links to apply.

Your household

Count everyone you live with and buy food with.

Money coming in

Use pay before taxes for everyone in the household.

Monthly costs

Used to estimate food benefits. High rent and child care raise them.

Heat, electric, water, phone.
You may qualify for0 programsSee list

About these programs

Most of these programs are based on your household's income compared with the federal poverty guidelines. For 2026, 100% of the guideline is $15,960 a year for one person, plus $5,680 for each additional person ($33,000 for a family of four). Alaska and Hawaii have higher amounts.

SNAP (food benefits)

SNAP puts money for groceries on a card each month. The federal limit is 130% of the poverty guideline, but many states let families earn up to 200%. The amount you get depends on your income, rent, utilities and child care costs.

Medicaid and CHIP

In the 40 states and DC that expanded Medicaid, most adults qualify with income up to 138% of the poverty guideline. Children qualify at much higher incomes in every state, often over 250%.

Help paying for health insurance

If you buy insurance on HealthCare.gov or your state's marketplace, tax credits can lower your monthly cost when your income is between 100% and 400% of the poverty guideline. Open enrollment for 2027 coverage runs from November 1, 2026, to January 15, 2027, in most states.

Can't find what you need?

Call or text 211, or visit 211.org, to reach a local helper who knows about rent help, food banks and other programs near you.

Sources

Last checked October 2026. Amounts change every year.