New Jersey paycheck calculator
What you'll take home in New Jersey after federal income tax, Social Security, Medicare and state income tax rates from 1.4% to 10.75%.
Take-home pay in New Jersey at common wages
| Pay | Gross per check | Federal | Social Security + Medicare | New Jersey tax | Other | Take-home per check | Take-home per year |
|---|---|---|---|---|---|---|---|
| $12/hour | $960.00 | $34.08 | $73.44 | $13.43 | $8.11 | $830.94 | $21,604 |
| $15/hour | $1,200.00 | $60.15 | $91.80 | $17.63 | $10.14 | $1,020.27 | $26,527 |
| $18/hour | $1,440.00 | $88.95 | $110.16 | $22.80 | $12.17 | $1,205.91 | $31,354 |
| $20/hour | $1,600.00 | $108.15 | $122.40 | $28.87 | $13.52 | $1,327.05 | $34,503 |
| $25/hour | $2,000.00 | $156.15 | $153.00 | $50.99 | $15.72 | $1,624.13 | $42,227 |
| $30/hour | $2,400.00 | $204.15 | $183.60 | $73.11 | $17.40 | $1,921.73 | $49,965 |
| $35,000/year | $1,346.15 | $77.69 | $102.98 | $20.19 | $11.38 | $1,133.91 | $29,482 |
| $50,000/year | $1,923.08 | $146.92 | $147.12 | $46.74 | $15.40 | $1,566.90 | $40,739 |
| $75,000/year | $2,884.62 | $295.00 | $220.67 | $99.91 | $19.44 | $2,249.59 | $58,489 |
Single filer, no dependents, paid every two weeks, 40 hours a week, no overtime or pre-tax benefits, W-4 Step 2 unchecked. “Other” is NJ unemployment and workforce, NJ disability insurance, NJ family leave insurance.
How New Jersey taxes your paycheck
New Jersey uses tax brackets, so each rate applies only to the part of your taxable income inside that bracket. 2026 brackets:
| Single | Rate | Married jointly | Rate |
|---|---|---|---|
| $0 to $20,000 | 1.4% | $0 to $20,000 | 1.4% |
| $20,000 to $35,000 | 1.75% | $20,000 to $50,000 | 1.75% |
| $35,000 to $40,000 | 3.5% | $50,000 to $70,000 | 2.45% |
| $40,000 to $75,000 | 5.53% | $70,000 to $80,000 | 3.5% |
| $75,000 to $500,000 | 6.37% | $80,000 to $150,000 | 5.53% |
| $500,000 to $1,000,000 | 8.97% | $150,000 to $500,000 | 6.37% |
| Over $1,000,000 | 10.75% | $500,000 to $1,000,000 | 8.97% |
| Over $1,000,000 | 10.75% |
Before the brackets apply:
- Personal exemption: $1,000 per filer.
- Dependent exemption: $1,500 each.
Other deductions required in New Jersey
- NJ unemployment and workforce: 0.425% of wages up to $44,800 a year
- NJ disability insurance: 0.19% of wages up to $171,100 a year
- NJ family leave insurance: 0.23% of wages up to $171,100 a year
Federal taxes on every paycheck
Federal income tax is withheld using the IRS percentage method in Publication 15-T for 2026, based on your W-4. Social Security takes 6.2% of wages up to $184,500 a year, and Medicare takes 1.45%, plus 0.9% on wages over $200,000. These are the same in every state.
Questions
Does New Jersey have a state income tax?
Yes. New Jersey's 2026 rate is 1.4% to 10.75%, applied after the deductions listed above.
How much is $15 an hour after taxes in New Jersey?
About $1,020 every two weeks, or $26,527 a year, for a single worker with no pre-tax benefits working 40 hours a week.
How much is $20 an hour after taxes in New Jersey?
About $1,327 every two weeks, or $34,503 a year, under the same assumptions.
Why is my real paycheck different?
Health insurance, retirement savings, your W-4 answers, overtime, tips and local taxes all change your paycheck. Enter yours in the full calculator for an exact estimate.
Keep going
Sources
- IRS Publication 15-T (2026) · Federal income tax withholding
- Tax Foundation · 2026 state income tax rates and deductions
- New Jersey Department of Labor · 2026 worker payroll rates
These are estimates for planning, not tax advice. Your employer's payroll system, local taxes and benefits can change the exact amount. Leftover Planner is not affiliated with the IRS or any state agency.