Terms of use

Last updated October 7, 2026

By using Leftover Planner at leftoverplanner.com, you agree to these terms. If you don't agree, please don't use the site.

Education, not advice

Leftover Planner is a free educational tool that does budgeting and debt math for you. It is not financial, investment, tax or legal advice, and it does not create any advisor relationship. Talk to a licensed professional before making major financial decisions.

Estimates only

Results are estimates based on the numbers you enter and simple assumptions. For example, interest is calculated monthly from your APR, and investment growth uses the rate you choose. Real lenders, rates, fees, taxes and markets can differ. We don't guarantee any result, date or amount.

Partner offers and ads

Some links are from partners, and Leftover Planner may earn a commission when you sign up or buy, at no extra cost to you. Partner products are offered by those companies under their own terms. We don't endorse or guarantee them, so review each offer yourself. The site may also show ads.

Using the site

You may use Leftover Planner for personal, non-commercial purposes. Please don't try to disrupt the site or copy it to offer as your own service.

No warranty

Leftover Planner is provided "as is," without warranties of any kind. To the fullest extent the law allows, Leftover Planner and its owner are not liable for any losses or damages from using the site or relying on its results.

Changes

These terms may be updated. The latest version will always be posted on this page.

Contact

Questions? Email hello@leftoverplanner.com.