html,body{margin:0}img{max-width:100%}[hidden]{display:none!important}
/* Layout: quiet product shell — wordmark + text nav, underline step tabs; results = summary panel, then a 2-column dashboard (analysis left, actions right) that stacks on phones */
/* Neutrals lean slightly green toward the brand. The hero is a deep "money green" panel in both themes. */
:root{
  --bg:#f4f7f5; --surface:#ffffff; color-scheme:light; --ink:#0f1a16; --ink2:#34433d; --muted:#5b6a64; --faint:#94a29c; --line:#dfe6e2; --line2:#ecf1ee; --wash:#eef3f0;
  --brand:#059669; --brand-dark:#047857; --brand-ink:#ffffff; --brand-wash:#e2f5eb; --pop1:#34d399; --pop2:#22d3ee; --pop-ink:#032b26;
  --hero:#073f31; --hero-ink:#ecfdf5; --hero-line:rgb(236 253 245 / .14); --hero-fill:rgb(236 253 245 / .07);
  --good:#15803d; --warn:#b45309; --bad:#dc2626; --bad-on-hero:#fecaca;
  --s1:#2a78d6; --s2:#eb6834; --s3:#1baf7a; --s4:#eda100;
  --shadow:0 1px 2px rgb(15 26 22 / .04),0 4px 16px rgb(15 26 22 / .04);
  --sans:"Geist",ui-sans-serif,-apple-system,"Segoe UI",sans-serif; --mono:"Geist Mono",ui-monospace,Menlo,monospace;
  --r:12px;
}
@media (prefers-color-scheme:dark){:root:not([data-theme="light"]){
  --bg:#0b1210; --surface:#121b18; color-scheme:dark; --ink:#e6eeea; --ink2:#bac8c2; --muted:#8b9b94; --faint:#5f6f68; --line:#24322d; --line2:#1b2723; --wash:#18241f;
  --brand:#10b981; --brand-dark:#34d399; --brand-ink:#03251b; --brand-wash:#0e2c22; --pop-ink:#e6eeea;
  --hero:#0c3a2d; --hero-ink:#ecfdf5;
  --good:#34d399; --warn:#fbbf24; --bad:#f87171;
  --s1:#4b93ea; --s2:#f07c4c; --s3:#2cc68f; --s4:#f0b429;
  --shadow:0 1px 2px rgb(0 0 0 / .3);
}}
:root[data-theme="dark"]{
  --bg:#0b1210; --surface:#121b18; color-scheme:dark; --ink:#e6eeea; --ink2:#bac8c2; --muted:#8b9b94; --faint:#5f6f68; --line:#24322d; --line2:#1b2723; --wash:#18241f;
  --brand:#10b981; --brand-dark:#34d399; --brand-ink:#03251b; --brand-wash:#0e2c22; --pop-ink:#e6eeea;
  --hero:#0c3a2d; --hero-ink:#ecfdf5;
  --good:#34d399; --warn:#fbbf24; --bad:#f87171;
  --s1:#4b93ea; --s2:#f07c4c; --s3:#2cc68f; --s4:#f0b429;
  --shadow:0 1px 2px rgb(0 0 0 / .3);
}
::selection{background:color-mix(in srgb,var(--brand) 30%,transparent)}
*{box-sizing:border-box}
body{background:var(--bg);color:var(--ink);font-family:var(--sans);font-size:15px;line-height:1.55;padding-inline:20px;padding-block:0 64px;-webkit-font-smoothing:antialiased;font-feature-settings:"tnum" 1}
button,input,select{font-family:inherit;color:inherit}
:focus-visible{outline:2px solid var(--brand);outline-offset:2px}
.wrap{max-width:1120px;margin:0 auto}
.num{font-variant-numeric:tabular-nums}
/* header */
.top{display:flex;align-items:center;justify-content:space-between;gap:12px;height:64px;border-bottom:1px solid var(--line);margin-inline:-20px;padding-inline:20px;background:transparent}
.top>*{max-width:1120px}
.logo{display:flex;align-items:center;gap:8px;font:600 1.05rem var(--sans);letter-spacing:-.02em;background:none;border:0;padding:0;cursor:pointer}
.logo i{width:22px;height:22px;border-radius:6px;background:var(--brand);position:relative;flex:none}
.logo i::after{content:"";position:absolute;left:5px;right:5px;bottom:5px;height:3px;border-radius:1px;background:var(--brand-ink)}

.top nav{display:flex;gap:2px;align-items:center}
.ghost{border:0;background:none;font:500 .88rem var(--sans);color:var(--muted);cursor:pointer;padding:8px 10px;border-radius:6px}
.ghost:hover{color:var(--ink);background:var(--wash)}
a.ghost{text-decoration:none}
@media (max-width:520px){.ghost.hide-sm{display:none}}
/* stepper */
.stepper{position:sticky;top:env(safe-area-inset-top,0px);z-index:5;background:var(--bg);display:flex;gap:28px;overflow-x:auto;scrollbar-width:none;border-bottom:1px solid var(--line);margin-bottom:28px}
.stepper::-webkit-scrollbar{display:none}
.sp{border:0;background:none;padding:16px 0 14px;display:flex;align-items:center;gap:8px;font:500 .88rem var(--sans);cursor:pointer;color:var(--muted);white-space:nowrap;border-bottom:2px solid transparent;margin-bottom:-1px}
.sp b{font:500 .78rem var(--mono);color:var(--faint)}
.sp:hover{color:var(--ink)}
.sp.on{color:var(--brand-dark);border-bottom-color:var(--brand);border-bottom-width:3px}
.sp.on b{color:var(--brand)}
.sp.done b{color:var(--brand)}
.sp.res{margin-left:auto}
/* generic */
.card{background:var(--surface);border:1px solid var(--line);box-shadow:var(--shadow);border-radius:var(--r);padding:24px;min-width:0}
.eyebrow{font:500 .78rem var(--sans);color:var(--muted)}
h1,h2,h3{font-family:var(--sans);margin:0;text-wrap:balance}
h1{font-weight:600;font-size:clamp(1.6rem,3.6vw,2.1rem);line-height:1.15;letter-spacing:-.03em;margin-top:6px}
h2{font-weight:600;font-size:1rem;line-height:1.3;letter-spacing:-.01em}
h3{font-weight:600;font-size:.98rem}
.lede{color:var(--muted);margin:6px 0 0;max-width:62ch}
.btn{font:600 .92rem var(--sans);border:1px solid var(--brand);border-radius:8px;padding:10px 16px;background:var(--brand);color:var(--brand-ink);cursor:pointer;display:inline-flex;align-items:center;gap:8px;justify-content:center;text-decoration:none;white-space:nowrap}
.btn:hover{background:var(--brand-dark);border-color:var(--brand-dark)}
.btn.dark{background:var(--surface);color:var(--ink);border-color:var(--line)}
.btn.dark:hover{border-color:var(--brand);color:var(--brand-dark);background:var(--surface)}
.btn.line{background:var(--surface);color:var(--ink);border-color:var(--line)}
.btn.line:hover{border-color:var(--brand);color:var(--brand-dark);background:var(--surface)}
.btn.sm{padding:7px 12px;font-size:.85rem}
.row{display:flex;gap:10px;flex-wrap:wrap;align-items:center}
.grow{flex:1}
.trust{display:flex;flex-wrap:wrap;gap:6px 20px;margin:-14px 0 18px;font:500 .82rem var(--sans);color:var(--muted)}
.trust span{display:inline-flex;align-items:center;gap:7px}
.trust svg{width:16px;height:16px;color:var(--brand);flex:none}
.banner{display:flex;gap:14px;align-items:center;flex-wrap:wrap;border:1px solid var(--line);background:var(--surface);box-shadow:var(--shadow);border-radius:var(--r);padding:12px 14px 12px 16px;margin-bottom:16px;font-size:.9rem;color:var(--ink2)}
.banner::before{content:"";width:6px;height:6px;border-radius:50%;background:var(--brand);flex:none}
/* forms */
.step{display:flex;flex-direction:column;gap:22px;max-width:720px;margin-inline:auto}
.field{display:flex;flex-direction:column;gap:6px}
.field label,.lab{font:500 .85rem var(--sans);color:var(--ink2)}
.hint{font-size:.83rem;color:var(--muted)}
input[type=text],input[type=number],select{background:var(--surface);border:1px solid var(--line);border-radius:8px;padding:9px 11px;font-size:.95rem;min-width:0;width:100%;transition:border-color .15s,box-shadow .15s}
input[type=text]:hover,input[type=number]:hover,select:hover{border-color:var(--faint)}
input[type=text]:focus,input[type=number]:focus,select:focus{outline:none;border-color:var(--brand);box-shadow:0 0 0 3px var(--brand-wash)}
input[type=number]{font-variant-numeric:tabular-nums}
.money{position:relative}
.money::before{content:"$";position:absolute;left:11px;top:50%;transform:translateY(-50%);color:var(--faint)}
.money input{padding-left:22px}
.pct{position:relative}
.pct::after{content:"%";position:absolute;right:11px;top:50%;transform:translateY(-50%);color:var(--faint)}
.pct input{padding-right:26px}
.grid2{display:grid;grid-template-columns:1fr 1fr;gap:14px}
.list{display:flex;flex-direction:column;border:1px solid var(--line);border-radius:var(--r);overflow:hidden}
.list:empty{display:none}
.li{display:grid;gap:10px;align-items:center;padding:10px 10px 10px 12px;border-bottom:1px solid var(--line2);background:var(--surface)}
.li:last-child{border-bottom:0}
.li.bill{grid-template-columns:minmax(0,1fr) 116px 136px auto 32px}
.li.inc{grid-template-columns:minmax(0,1fr) 140px minmax(0,1.2fr) 32px}
.li .sub{grid-column:1/-1;display:flex;flex-wrap:wrap;gap:8px 18px;align-items:center}
.li .sub:not(:has(label:not([hidden]))):not(:has(.mo:not(:empty))){display:none}
.li .sub label{display:flex;align-items:center;gap:8px;font:500 .84rem var(--sans);color:var(--ink2)}
.li .sub label input{width:90px}
.li .mo{font-size:.8rem;color:var(--brand-dark);font-weight:500}
.li .mo:empty{display:none}
.li.bill .mo{grid-column:1/-1;margin:-4px 0 0 4px}
.li.inc .lbl{display:none}
.li.debt{grid-template-columns:minmax(0,1.3fr) minmax(0,1fr) 96px minmax(0,.9fr) 32px}
.li input[type=text]{border-color:transparent;padding-left:4px;font-weight:500}
.li input[type=text]:hover{border-color:var(--line)}
.li .x{width:32px;height:32px;border:0;background:none;border-radius:6px;cursor:pointer;color:var(--faint);font-size:1.1rem}
.li .x:hover{background:var(--wash);color:var(--bad)}
.colhead{display:grid;gap:10px;padding:0 10px 0 16px;font:500 .76rem var(--sans);color:var(--muted)}
.colhead.debt{grid-template-columns:minmax(0,1.3fr) minmax(0,1fr) 96px minmax(0,.9fr) 32px;margin-bottom:-14px}
.toggle{display:inline-flex;background:var(--wash);border-radius:8px;padding:2px;gap:2px}
.toggle button{border:0;background:none;border-radius:6px;padding:5px 10px;font:500 .8rem var(--sans);color:var(--muted);cursor:pointer}
.toggle button.on{background:var(--surface);color:var(--ink);box-shadow:0 1px 2px rgb(0 0 0 / .08),0 0 0 1px var(--line)}
.chips{display:flex;flex-wrap:wrap;gap:6px}
.chip{border:1px solid color-mix(in srgb,var(--brand) 30%,var(--line));background:var(--brand-wash);border-radius:999px;padding:5px 11px;font:500 .82rem var(--sans);cursor:pointer;color:var(--ink2)}
.chip:hover{border-color:var(--ink2)}
.seg{display:grid;grid-auto-flow:column;grid-auto-columns:1fr;gap:10px}
.opt{border:1px solid var(--line);background:var(--surface);border-radius:var(--r);padding:12px 14px;text-align:left;cursor:pointer;display:flex;flex-direction:column;gap:2px}
.opt:hover{border-color:var(--faint)}
.opt b{font-weight:600;font-size:.92rem}
.opt small{color:var(--muted);font-size:.82rem}
.opt.on{border-color:var(--brand);box-shadow:0 0 0 1px var(--brand)}
.switch{display:flex;gap:12px;align-items:flex-start;cursor:pointer}
.switch input{width:18px;height:18px;accent-color:var(--brand);margin-top:3px;flex:none}
.total{display:flex;justify-content:space-between;align-items:center;gap:10px;border-top:1px solid var(--line);padding-top:16px;font-weight:500;color:var(--ink2)}
.total .num{font-weight:600;color:var(--ink)}
.nav{display:flex;justify-content:space-between;gap:10px}
.lbl{display:none;font-size:.74rem;color:var(--muted);margin-bottom:3px}
@media (max-width:620px){
  body{padding-inline:16px}.top{margin-inline:-16px;padding-inline:16px}
  .grid2{grid-template-columns:1fr}
  .card{padding:18px}
  .li.bill{grid-template-columns:1fr 1fr 32px}
  .li.bill>input[type=text]{grid-column:1/3;grid-row:1}
  .li.bill>.x{grid-column:3;grid-row:1}
  .li.bill>.money{grid-column:1;grid-row:2}
  .li.bill>select{grid-column:2/4;grid-row:2}
  .li.bill .toggle{grid-column:1/-1;grid-row:3;justify-self:start}
  .li.bill .mo{grid-row:4}
  .li.inc{grid-template-columns:1fr 1fr 32px}
  .li.inc>input[type=text]{grid-column:1/3;grid-row:1}
  .li.inc>.x,.li.inc>span:empty{grid-column:3;grid-row:1}
  .li.inc .lbl{display:block}
  .li.inc>div:nth-child(2){grid-column:1;grid-row:2}
  .li.inc>div:nth-child(3){grid-column:2/4;grid-row:2}
  .li.inc .sub{grid-row:3}
  .li.debt{grid-template-columns:1fr 1fr 32px}
  .li.debt>:nth-child(1){grid-column:1/3;grid-row:1}
  .li.debt>:nth-child(2){grid-column:1/3;grid-row:2}
  .li.debt>:nth-child(3){grid-column:1;grid-row:3}
  .li.debt>:nth-child(4){grid-column:2;grid-row:3}
  .li.debt>.x{grid-column:3;grid-row:1}
  .li.debt .lbl{display:block}
  .colhead.debt{display:none}
  .seg{grid-auto-flow:row}
  .stepper{gap:20px}
  .legend{grid-template-columns:1fr}
}
/* results */
.hero{display:grid;grid-template-columns:minmax(0,1.05fr) minmax(0,1fr);border:1px solid var(--line);box-shadow:var(--shadow);border-radius:var(--r);background:var(--surface);margin-bottom:16px;overflow:hidden}
.hero>.card{border:0;border-radius:0;background:none;display:flex;flex-direction:column}
.hero>.hero-main{background:radial-gradient(120% 90% at 0% 0%,rgb(52 211 153 / .22),transparent 60%),var(--hero);color:var(--hero-ink);border-radius:0}

.hero-main .eyebrow,.hero-main .lede,.hero-main .big small{color:var(--hero-ink);opacity:.72}
.hero-main .lede b{color:var(--hero-ink)!important}
.hero-main .big{color:var(--hero-ink)}
.inset{background:var(--hero-fill);border:1px solid var(--hero-line);border-radius:10px;padding:14px 16px 6px;margin-top:22px;color:var(--hero-ink)}
.inset .stack{margin:0 0 14px}
.inset .legend div{border-bottom-color:var(--hero-line)}
.inset .legend span{color:var(--hero-ink);opacity:.78}
.hero-main .facts>div{background:var(--hero-fill);border-top-color:var(--hero-line)}
.hero-main .facts>div+div{border-left-color:var(--hero-line)}
.hero-main .facts small{color:var(--hero-ink);opacity:.7}
.hero-main .facts b{color:var(--hero-ink)}
.hero-main .big.neg{color:var(--bad-on-hero)}
.facts{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));margin:auto -24px -24px;padding-top:20px}
.facts>div{border-top:1px solid var(--line);padding:16px 24px;display:flex;flex-direction:column;gap:2px;background:var(--wash)}
.facts>div+div{border-left:1px solid var(--line)}
.facts small{color:var(--muted);font-size:.78rem;font-weight:500}
.facts b{font-weight:650;font-size:1.1rem;font-variant-numeric:tabular-nums}
@media (max-width:620px){.facts{margin:auto -18px -18px}.facts>div{padding:12px 14px}}
.hero>.card+.card{border-left:1px solid var(--line)}
@media (max-width:860px){.hero{grid-template-columns:minmax(0,1fr)}.hero>.card+.card{border-left:0}}
.big{font:600 clamp(2.6rem,7vw,3.6rem)/1 var(--sans);letter-spacing:-.045em;margin:10px 0 8px;font-variant-numeric:tabular-nums}
.big.neg{color:var(--bad)}
.big u{text-decoration:none}
.big small{font-size:.36em;font-weight:500;color:var(--muted);letter-spacing:-.01em;margin-left:6px}
.stack{display:flex;height:8px;border-radius:4px;overflow:hidden;gap:2px;margin:22px 0 14px}
.stack i{display:block;height:100%;min-width:2px}
.legend{display:grid;grid-template-columns:1fr 1fr;gap:8px 24px}
.legend div{display:flex;align-items:center;gap:8px;font-size:.86rem;min-width:0;padding-bottom:8px;border-bottom:1px solid var(--line2)}
.legend i{width:8px;height:8px;border-radius:2px;flex:none}
.legend span{flex:1;color:var(--ink2);overflow:hidden;text-overflow:ellipsis;white-space:nowrap}
.legend b{font-weight:500;font-variant-numeric:tabular-nums}
@media (max-width:480px){.legend{grid-template-columns:1fr}}
.keys{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));border-bottom:1px solid var(--line);margin:-24px -24px 20px;}
.key{padding:20px 24px;display:flex;flex-direction:column;gap:2px;min-width:0}
.key{background:var(--surface)}
.keys{overflow:hidden}
.key+.key{border-left:1px solid var(--line)}
.key small{color:var(--muted);font-weight:500;font-size:.8rem}
.key b{font-weight:650;font-size:1.45rem;letter-spacing:-.03em;white-space:nowrap;font-variant-numeric:tabular-nums;margin-top:2px}
.key span{font-size:.8rem;color:var(--muted)}
@media (max-width:520px){.keys{margin:-18px -18px 18px}.key{padding:14px 12px}.key b{font-size:1.05rem}.key small,.key span{font-size:.72rem}}
.rule{display:flex;flex-direction:column;gap:16px;flex:1;justify-content:space-between}
.rule>.h{font:600 .86rem var(--sans);color:var(--ink)}
.rl .top2{display:flex;justify-content:space-between;align-items:center;gap:10px;font-size:.86rem;margin-bottom:7px;color:var(--ink2)}
.rl .top2 b{font-weight:600;color:var(--ink)}
.meter{position:relative;height:6px;border-radius:3px;background:var(--wash)}
.meter i{position:absolute;left:0;top:0;bottom:0;border-radius:2px;background:var(--brand)}
.meter em{position:absolute;top:-4px;bottom:-4px;width:1.5px;background:var(--faint)}
.rl .hint{font-size:.76rem;margin-top:4px}
.pill{display:inline-flex;align-items:center;gap:5px;font:500 .76rem var(--sans);white-space:nowrap;color:var(--muted)}
.pill::before{content:"";width:6px;height:6px;border-radius:50%;background:currentColor}
.pill.good{color:var(--good)}.pill.warn{color:var(--warn)}.pill.bad{color:var(--bad)}
.where{margin-bottom:16px;display:grid;grid-template-columns:minmax(0,300px) minmax(0,1fr);gap:28px;align-items:center}
@media (max-width:760px){.where{grid-template-columns:minmax(0,1fr)}}
.where-head{grid-column:1/-1}
.where-head h2{font-size:1.15rem}
.where-head .lede b{color:var(--ink);font-weight:600}
.donut{position:relative;width:100%;max-width:300px;aspect-ratio:1;margin:0 auto}
.donut svg{width:100%;height:100%;display:block;overflow:visible}
.donut circle.seg{fill:none;stroke-width:34;cursor:pointer;transition:stroke-width .15s}
.donut circle.seg.hot{stroke-width:42}
.donut .mid{position:absolute;inset:0;display:flex;flex-direction:column;align-items:center;justify-content:center;text-align:center;pointer-events:none;padding:22%}
.donut .mid b{font-size:clamp(1.3rem,4.4vw,1.85rem);font-weight:650;letter-spacing:-.03em;font-variant-numeric:tabular-nums;line-height:1.1}
.donut .mid small{color:var(--muted);font-size:.8rem;line-height:1.3;margin-top:3px}
.slices{display:flex;flex-direction:column;min-width:0}
.slice{display:grid;grid-template-columns:10px minmax(0,1fr) auto 52px;gap:12px;align-items:center;padding:9px 8px;border-bottom:1px solid var(--line2);border-radius:6px;cursor:default}
.slice:last-child{border-bottom:0}
.slice.hot{background:var(--wash)}
.slice i{width:10px;height:10px;border-radius:3px}
.slice span{font-weight:500;font-size:.92rem;overflow:hidden;text-overflow:ellipsis;white-space:nowrap}
.slice span small{color:var(--muted);font-weight:400;font-size:.8rem;margin-left:6px}
.slice b{font-weight:600;font-variant-numeric:tabular-nums;font-size:.92rem}
.slice em{font-style:normal;font-weight:650;font-variant-numeric:tabular-nums;text-align:right;font-size:.92rem}
.slice .bar{grid-column:2/-1;height:4px;border-radius:2px;background:var(--line2);overflow:hidden;margin-top:-4px}
.slice .bar u{display:block;height:100%;text-decoration:none;border-radius:2px}
.dash{display:grid;grid-template-columns:minmax(0,1.5fr) minmax(0,1fr);gap:16px;align-items:stretch}
.col>.card:last-child{flex:1}
@media (max-width:960px){.dash{grid-template-columns:minmax(0,1fr)}}
.col{display:flex;flex-direction:column;gap:16px;min-width:0}
.chart{position:relative;margin-top:16px}
.chart svg{display:block;width:100%;height:auto;overflow:visible}
.chart text{font:400 11px var(--sans);fill:var(--muted)}
.tip{position:absolute;pointer-events:none;background:var(--surface);color:var(--ink);border:1px solid var(--line);box-shadow:0 8px 24px rgb(0 0 0 / .1);border-radius:8px;padding:8px 11px;font-size:.8rem;line-height:1.45;white-space:nowrap;transform:translate(-50%,-100%);z-index:2}
.tip b{font-weight:600;font-variant-numeric:tabular-nums}
.tip i{display:inline-block;width:8px;height:8px;border-radius:2px;margin-right:6px}
.ch-legend{display:flex;gap:18px;flex-wrap:wrap;font-size:.82rem;color:var(--ink2);margin-top:6px}
.ch-legend span{display:flex;align-items:center;gap:6px}
.ch-legend i{width:12px;height:2px;border-radius:1px}
.callouts{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));border-top:1px solid var(--line);margin:18px -24px 0}
.callouts div{padding:14px 24px}
.callouts div+div{border-left:1px solid var(--line)}
.callouts small{display:block;color:var(--muted);font-size:.78rem;font-weight:500}
.callouts b{font-weight:600;font-size:1rem;font-variant-numeric:tabular-nums}
@media (max-width:520px){.callouts{grid-template-columns:1fr;margin-inline:-18px}.callouts div{padding:10px 18px}.callouts div+div{border-left:0;border-top:1px solid var(--line)}}
details.tbl{margin-top:14px}
details.tbl summary{cursor:pointer;color:var(--muted);font-weight:500;font-size:.84rem}
details.tbl summary:hover{color:var(--ink)}
.tblwrap{overflow-x:auto;margin-top:8px}
table{border-collapse:collapse;width:100%;font-size:.86rem}
th,td{padding:8px 10px;border-bottom:1px solid var(--line2);text-align:right;white-space:nowrap}
th:first-child,td:first-child{text-align:left}
th{font-weight:500;font-size:.78rem;color:var(--muted)}
td{font-variant-numeric:tabular-nums}
.timeline{list-style:none;margin:14px 0 0;padding:0;display:flex;flex-direction:column}
.timeline li{display:grid;grid-template-columns:72px 12px minmax(0,1fr);gap:12px;padding-bottom:16px;position:relative}
.timeline li::before{content:"";position:absolute;left:89px;top:14px;bottom:-2px;width:1px;background:var(--line)}
.timeline li:last-child{padding-bottom:0}
.timeline li:last-child::before{display:none}
.timeline time{font-size:.8rem;color:var(--muted);padding-top:1px;font-variant-numeric:tabular-nums}
.timeline .dot{width:9px;height:9px;border-radius:50%;border:1.5px solid var(--faint);background:var(--surface);margin-top:6px;position:relative;z-index:1}
.timeline .dot.big2{border-color:var(--brand);background:var(--brand)}
.timeline b{display:block;font-weight:500;font-size:.9rem}
.timeline span{font-size:.8rem;color:var(--muted)}
.todo{display:flex;flex-direction:column;margin-top:10px}
.todo div{display:flex;justify-content:space-between;gap:12px;align-items:center;padding:12px 0;border-bottom:1px solid var(--line2)}
.todo div:last-child{border-bottom:0;padding-bottom:0}
.todo div span{font-weight:500;font-size:.9rem;min-width:0}
.todo div span small{display:block;color:var(--muted);font-weight:400;font-size:.8rem}
.todo b{font-weight:600;font-variant-numeric:tabular-nums;white-space:nowrap}
.whatif{display:flex;flex-direction:column;gap:18px;margin-top:14px}
.sl .top2{display:flex;justify-content:space-between;gap:10px;font-weight:500;font-size:.88rem;color:var(--ink2)}
.sl .top2 b{font-weight:600;color:var(--ink);font-variant-numeric:tabular-nums}
input[type=range]{width:100%;accent-color:var(--brand);margin:10px 0 0}
.delta{border:1px solid var(--line);background:var(--wash);border-radius:8px;padding:10px 14px;font-size:.88rem;color:var(--ink2)}
.delta b{font-weight:600}
.delta .up{color:var(--good)}
.offers{display:flex;flex-direction:column;margin-top:8px}
.offer{display:flex;gap:12px;align-items:center;padding:12px 0;border-bottom:1px solid var(--line2)}
.offer:last-child{border-bottom:0}
.offer .ic{width:36px;height:36px;border-radius:9px;display:grid;place-items:center;flex:none}
.offer .ic svg{width:18px;height:18px}
.offer .tx{flex:1;min-width:0}
.offer .tx b{display:block;font-weight:500;font-size:.9rem}
.offer .tx span{font-size:.8rem;color:var(--muted)}
.sponsor{font-size:.74rem;color:var(--faint);font-weight:500}
.steps{list-style:none;margin:10px 0 0;padding:0;display:flex;flex-direction:column}
.steps li{display:grid;grid-template-columns:22px minmax(0,1fr);gap:10px;padding:12px 0;border-bottom:1px solid var(--line2)}
.steps li:last-child{border-bottom:0;padding-bottom:0}
.steps li::before{content:"";width:18px;height:18px;border-radius:50%;margin-top:2px;background:var(--brand-wash) url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='%23059669' stroke-width='3' stroke-linecap='round' stroke-linejoin='round'%3E%3Cpath d='M9 6l6 6-6 6'/%3E%3C/svg%3E") center/12px no-repeat}
.steps b{display:block;font-weight:600;font-size:.9rem}
.steps span{font-size:.84rem;color:var(--ink2)}
.ad{margin-block:24px;text-align:center;overflow:hidden}
.ad:empty{display:none}
.dash.measure{align-items:start}
.filler{background:linear-gradient(var(--brand-wash),var(--surface) 70%);border-color:color-mix(in srgb,var(--brand) 22%,var(--line))}
.filler .fp{margin:8px 0 0;font-size:.95rem;color:var(--ink2)}
.filler .fp b{color:var(--ink);font-weight:600}
.check{list-style:none;margin:12px 0 0;padding:0;display:flex;flex-direction:column}
.check li{display:flex;align-items:center;gap:12px;padding:10px 0;border-bottom:1px solid var(--line2)}
.check li:last-child{border-bottom:0}
.check li span{flex:1;font-weight:500;font-size:.92rem;display:flex;align-items:center;gap:10px}
.check li span::before{content:"";width:18px;height:18px;border-radius:50%;border:2px solid var(--faint);flex:none}
.check li.ok span{color:var(--muted)}
.check li.ok span::before{border-color:var(--brand);background:var(--brand) url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='white' stroke-width='3.5' stroke-linecap='round' stroke-linejoin='round'%3E%3Cpath d='M5 12.5l4.5 4.5L19 7.5'/%3E%3C/svg%3E") center/12px no-repeat}
.fact{background:var(--brand-wash);border-color:color-mix(in srgb,var(--brand) 25%,transparent)}
.fact p{margin:6px 0 0;font-size:.95rem;color:var(--ink2)}
.fact b{color:var(--ink);font-weight:600}
.dash.measure .col>.card{flex:none!important}
.warnbox{border:1px solid color-mix(in srgb,var(--bad) 35%,var(--line));background:color-mix(in srgb,var(--bad) 5%,var(--surface));border-radius:var(--r);padding:14px 16px;font-size:.9rem;color:var(--ink2)}
.warnbox b{color:var(--bad);font-weight:600}
.share{display:flex;gap:12px;align-items:center;flex-wrap:wrap;border:1px solid var(--line);background:var(--surface);border-radius:var(--r);padding:16px 20px}
.share p{margin:0;flex:1;min-width:220px;color:var(--ink2);font-size:.92rem}
.share p b{color:var(--ink);font-weight:600}
.share .btn.line,.share .ghost{color:var(--ink)!important;box-shadow:none!important}
.content{max-width:720px;margin:64px auto 0;padding-top:0}
.content h2{font-size:1.25rem;margin:36px 0 10px;letter-spacing:-.02em}
.content h2:first-child{margin-top:0}
.content h3{margin:22px 0 4px}
.content p{max-width:65ch;margin:0 0 10px;color:var(--ink2)}
.faq{display:flex;flex-direction:column;border:1px solid var(--line);border-radius:var(--r);background:var(--surface);box-shadow:var(--shadow);overflow:hidden}
.faq details{border-bottom:1px solid var(--line2)}
.faq details:last-child{border-bottom:0}
.faq summary{list-style:none;cursor:pointer;display:flex;justify-content:space-between;align-items:center;gap:16px;padding:16px 20px;font-weight:600;font-size:.95rem;color:var(--ink)}
.faq summary::-webkit-details-marker{display:none}
.faq summary::after{content:"";width:9px;height:9px;flex:none;border-right:2px solid var(--muted);border-bottom:2px solid var(--muted);transform:translateY(-3px) rotate(45deg);transition:transform .2s}
.faq details[open] summary::after{transform:translateY(2px) rotate(-135deg)}
.faq summary:hover{background:var(--wash)}
.faq details p{margin:0;padding:0 20px 18px;color:var(--ink2)}
.content h2#faq{margin-top:48px;margin-bottom:14px}
.content>h2:first-child{font-size:1.4rem}
.content a{color:var(--brand-dark);text-underline-offset:2px}
.flinks{display:flex;gap:18px;margin-top:10px}
.flinks a{color:var(--muted)}
footer{max-width:720px;margin:48px auto 0;padding-top:20px;border-top:1px solid var(--line);color:var(--muted);font-size:.8rem}
.toast{position:fixed;left:50%;bottom:24px;transform:translateX(-50%);background:var(--ink);color:var(--surface);padding:10px 16px;border-radius:8px;font-size:.88rem;font-weight:500;z-index:20;white-space:nowrap;box-shadow:0 8px 24px rgb(0 0 0 / .15)}
@media (prefers-reduced-motion:reduce){*{transition:none!important;animation:none!important}}

/* paycheck calendar */
.cal{margin-bottom:16px;display:flex;flex-direction:column;gap:16px}
.cal .lede b{color:var(--ink);font-weight:600}
.tipline{border:1px solid color-mix(in srgb,var(--brand) 30%,var(--line));background:var(--brand-wash);border-radius:10px;padding:10px 14px;font-size:.88rem;color:var(--ink2)}
.tipline b{color:var(--ink)}
.pcs{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:12px}
@media (max-width:1000px){.pcs{grid-template-columns:repeat(2,minmax(0,1fr))}}
@media (max-width:560px){.pcs{grid-template-columns:minmax(0,1fr)}}
.pc{border:1px solid var(--line);border-radius:10px;padding:14px;display:flex;flex-direction:column;gap:10px;background:var(--surface);min-width:0;border-top:3px solid var(--good)}
.pc.warn{border-top-color:var(--warn)}.pc.bad{border-top-color:var(--bad)}
.pc-top{display:flex;justify-content:space-between;align-items:flex-start;gap:8px}
.pc-top b{display:block;font-weight:600;font-size:.95rem}
.pc-top small{color:var(--muted);font-size:.76rem}
.pc ul{list-style:none;margin:0;padding:0;display:flex;flex-direction:column}
.pc li{display:flex;justify-content:space-between;gap:10px;padding:6px 0;border-bottom:1px solid var(--line2);font-size:.86rem}
.pc li span{min-width:0}.pc li small{display:block;color:var(--muted);font-size:.74rem}
.pc li b{font-weight:600;font-variant-numeric:tabular-nums;white-space:nowrap}
.pc li.spr{color:var(--muted)}.pc li.spr b{font-weight:500}
.pc-foot{display:flex;justify-content:space-between;gap:10px;font-size:.84rem;color:var(--muted);font-variant-numeric:tabular-nums}
.pc-foot b{color:var(--ink);font-weight:650;font-size:.95rem}
.pc.bad .pc-foot b{color:var(--bad)}
.pc-fix{margin:0;font-size:.8rem;color:var(--ink2);background:var(--wash);border-radius:8px;padding:8px 10px}
.cal-edit{border-top:1px solid var(--line2);padding-top:14px}
.cal-edit>summary{cursor:pointer;font:500 .88rem var(--sans);color:var(--brand-dark)}
.cal-form{display:flex;flex-direction:column;gap:14px;margin-top:14px}
.cal-form input[type=date]{background:var(--surface);border:1px solid var(--line);border-radius:8px;padding:8px 11px;font-size:.95rem;width:100%;min-width:0}
.dues{display:grid;grid-template-columns:repeat(auto-fill,minmax(200px,1fr));gap:8px 16px}
.dues label{display:flex;align-items:center;justify-content:space-between;gap:10px;font-size:.88rem;color:var(--ink2);padding:4px 0;border-bottom:1px solid var(--line2)}
.dues label span{min-width:0;overflow:hidden;text-overflow:ellipsis;white-space:nowrap}
.dues input{width:72px!important;flex:none;text-align:center}

/* header tools menu, landing-page intro, tools grid */
.ghost.narrow{display:none}
@media (max-width:820px){.ghost.wide{display:none}.ghost.narrow{display:inline-block}}
.lp-intro{padding-block:26px 6px;max-width:70ch}
.lp-intro h1{font-size:clamp(1.7rem,4vw,2.3rem);margin-top:4px;letter-spacing:-.035em}
.lp-intro p{color:var(--muted);margin:8px 0 0}
.toolgrid{display:grid;grid-template-columns:repeat(auto-fill,minmax(210px,1fr));gap:10px}
.toolgrid a{display:flex;flex-direction:column;gap:4px;padding:14px 16px;border:1px solid var(--line);border-radius:var(--r);background:var(--surface);box-shadow:var(--shadow);text-decoration:none;color:var(--ink)}
.toolgrid a:hover{border-color:var(--brand)}
.toolgrid b{font-weight:600}.toolgrid span{font-size:.85rem;color:var(--muted)}
.flinks{flex-wrap:wrap}

/* language switch button: always visible in the header */
.lang-btn{display:inline-flex;align-items:center;gap:6px;border:1px solid var(--line);border-radius:999px;padding:5px 12px;font:600 .82rem var(--sans);color:var(--ink)!important;background:var(--surface);text-decoration:none;white-space:nowrap;flex:none}
.lang-btn:hover{border-color:var(--brand)}
.lang-btn svg{width:14px;height:14px;color:var(--muted)}
/* sources list */
.srcs{list-style:none;padding:0;margin:8px 0 0;display:flex;flex-direction:column;gap:6px;font-size:.88rem}
.srcs a{color:var(--brand-dark)}
.srcs span{color:var(--muted)}

.sr-only{position:absolute;width:1px;height:1px;padding:0;margin:-1px;overflow:hidden;clip:rect(0,0,0,0);white-space:nowrap;border:0}